Get your loan
without the wait.
A fully digital lending process built for real life — apply in minutes, verify instantly, and get funded the same day. No paperwork, no faxing, no waiting rooms.
A commitment recognized by our clients
ASSOCIATION CLA VERIFIED LENDER
of our clients are satisfied
with their experience*
customers borrow
from us
*Data from an independent annual customer satisfaction survey (December 2024)
Estimate your payment
Per payment, spread over ~91 days
Per payment, spread over ~112 days
Per payment, spread over ~92 days
*Subject to your application being completed and approved before 11am.
Why Canadians choose Ace of Loans
Ace of Speed
Same-day funding deposited straight into your bank account.*
Ace of Trust
Licensed Canadian lender with 12k+ happy borrowers nationwide.
Ace of Transparency
No surprise fees or hidden catches — every rate is disclosed upfront.
Ace of Simplicity
100% digital process. Zero paperwork, faxing, or credit checks.
*Subject to your application being completed and approved before 11am.
Three steps to funding
No paperwork. No branch visits. A process built to move at the speed you need it to.
Apply online
Fill out a short form to submit your application — takes about five minutes.
Instant bank verification
Secure IBV confirms your details in moments, no documents to upload.
Ultra-fast funding
Once approved, funds are made available and deposited directly to you.
Approved through bank verification. No supporting documents needed.
Funds deposited straight to your account.
Skip the hassle of tracking down paperwork thanks to IBV technology. With our ultra-fast approval process, you can move forward in minutes.
*The example provided by the calculator is illustrative only, assuming the borrowed amount is repaid in full on schedule with no new withdrawals before full repayment. It includes a $20 weekly membership fee, payable until the loan is repaid in full.
What our clients say
"Ace of Loans was a lifesaver. The application process was quick and simple, and thanks to IBV I received my funds fast. Their support team, especially Stéphanie, was remarkably calm and helpful."
"Ace of Loans answered an urgent need. The speed of the process impressed me, as did how quickly the funds landed. I'd recommend them for reliable, hassle-free service."
"My experience with Ace of Loans was exceptional. The simple application, fast IBV check, and friendly support genuinely impressed me. Étienne was patient and efficient throughout."
Frequently asked questions
A few quick answers — see the full list on our FAQ page.